About

One person. No advertising. No tips.

Epicenter Exchange is a free, solo-built, non-profit reading room for people who want to understand markets without being sold to.

Why this exists

Most personal-finance content in India is one of three things: a brokerage funnel, an influencer's paid “research” call, or a recycled US blog post that doesn't account for SEBI, STT, LTCG, or the way EPF actually works.

This site tries to be a fourth thing: slow, careful, math-grounded writing for the reader, not the advertiser. Every article is built around real historical data. Every calculator returns a real number. Every line of algo code is in the public repo and you can read it before running it.

If you came looking for tips, signals, or “multi-bagger picks,” you are in the wrong place — and that is the point.

Six principles

I

Numbers before opinions

If a claim can't be backed by data or an explicit assumption, it doesn't get published.

II

Disclose, don't dramatise

Every signal, every backtest, every essay carries the same disclosure: not advice, past performance is not predictive.

III

Free, forever

No ads. No affiliates. No paywall. The only cost is the domain, paid out of pocket.

IV

Open by default

Every page, calculator, and algo lives in a public MIT-licensed repo.

V

One reader at a time

The goal isn't reach. It's for one reader to make one slightly better decision.

VI

Quietly, slowly

One essay a fortnight. No notifications. No outrage cycle.

What we explicitly do not do

If a service sounds like advice, we don't offer it. Here is the full list of things we will never do, even if asked:
  • We do not give investment advice. We are not a SEBI-registered Investment Adviser, Research Analyst, or distributor.
  • We do not run a tip group, a Telegram channel of buy/sell calls, or a paid “mentorship” programme.
  • We do not take affiliate commissions from brokers, funds, exchanges, or any product mentioned.
  • We do not predict markets, forecast prices, or claim accuracy figures. Anyone advertising “95%+ accurate signals” is misleading you and probably violating SEBI / SEC / FCA rules.
  • We do not run advertising or sell email addresses.

Reach us

The only way to interact with the site is the contact form. There is no chatbot, no live support. We reply within a few days when we can.