Cookie Policy

Last updated: 25 May 2026

Summary: We use Google Analytics 4 (to count anonymous visits) and Google AdSense (to fund this free site through ads). Both load only after you make a choice on the consent banner. If you click Reject non-essential, no advertising or analytics cookies are stored — ads are served in non-personalised mode.

1. What is a cookie?

A cookie is a small text file a website stores in your browser. It can remember preferences, count visits, or, in the case of advertising, help tailor ads. Some sites also use localStorage, which works similarly but does not expire automatically.

2. Categories we use

2.1 Strictly necessary (always on)

2.2 Analytics (only after consent)

IP anonymisation is enabled. We do not link analytics data to any personal identifier. When consent is denied, GA4 runs in consent-mode cookieless ping mode — it sends aggregated counts but does not store these cookies.

2.3 Advertising (Google AdSense)

If you click Reject non-essential, AdSense runs in non-personalised ads mode and the personalised-ads cookies above are not set. Some ad frequency/fraud-prevention cookies may still be set as strictly necessary for AdSense to function.

2.4 Third parties on interaction

3. How to change or withdraw consent

4. Why we monetise

This site has no paywall, no login, no affiliate funnel, no paid tip groups. Google AdSense covers the (small) cost of the domain and the optional API server, and lets us keep every article, every calculator, and the entire backtester free forever. We never run gambling, payday-loan, or other prohibited categories of ads.

5. Changes

If we add or remove cookies, this page will be updated and the version of ee:consent:v1 will be bumped — your previous choice will be cleared and the banner will reappear so you can review.